13 Smart Ways Indian Retail Investors Can Use Perplexity Finance
A practical guide for everyday investors to make smarter decisions in Indian markets using free AI tools. Copy any prompt, replace the company name, and get instant insights.
Quick Stock Health Check
#1Get instant overview of any Indian stock before buying
Give me a complete snapshot of [Company Name like Reliance/TCS/HDFC Bank]: current price, P/E ratio, 52-week high/low, market cap, dividend yield, and recent news. Is it overvalued or undervalued compared to its sector?
Compare Similar Stocks
#2Choose between companies you're confused about
Compare Infosys, TCS, and Wipro on: revenue growth, profit margins, P/E ratio, dividend yield, and debt levels. Which looks like the best value for long-term investment right now?
Understand Earnings Simply
#3Break down complex quarterly results
Explain [Company Name]'s latest quarterly results in simple language: Did they make more profit? Is revenue growing? Any good or bad news? Should existing investors be happy or worried?
Find Dividend Stocks
#4Discover reliable income-generating stocks
Find top 10 Indian companies with consistent dividend payments over the last 5 years. Show dividend yield, payout history, and which ones are most reliable for passive income.
Sector Winners & Losers
#5Know which industries are doing well
Which sectors in the Indian stock market performed best in the last 6 months? Which performed worst? What are the reasons behind this? Which sector looks promising for the next year?
IPO Analysis
#6Evaluate if new IPOs are worth investing
Analyze [IPO Company Name] IPO: What does the company do? How do they make money? What's the valuation compared to competitors? What are analysts saying? Should retail investors apply?
Market Crash Understanding
#7Know why market suddenly fell or rose
Why did Nifty 50/Sensex fall/rise today? What are the main reasons - Indian factors or global? Should I worry about my investments or is this normal?
Find Hidden Gems (Small/Mid Caps)
#8Discover good smaller companies before everyone knows
Find promising small-cap or mid-cap Indian companies that: have consistent profit growth, low debt, and are trading below their sector average P/E ratio. Focus on [sector like pharma/manufacturing/IT].
Risk Check Before Buying
#9Understand what could go wrong with a stock
What are the major risks of investing in [Company Name] right now? Include business risks, debt problems, management issues, competition threats, and regulatory concerns. Give it in simple points.
Mutual Fund vs Stock Decision
#10Help decide between direct stocks or mutual funds
I want to invest ₹50,000 in [sector like IT/Banking]. Should I buy stocks directly (which ones?) or invest in mutual funds (which ones?)? Compare both options with pros and cons for a beginner.
Budget Impact on Stocks
#11Understand how Union Budget affects your investments
How will the latest Union Budget 2025 announcements impact: [sector like auto/infrastructure/banking] stocks? Which companies will benefit and which will suffer? Should I buy, hold, or sell?
FII/DII Money Flow Tracking
#12See where big money is moving
Where are Foreign Institutional Investors (FII) and Domestic Institutional Investors (DII) investing in the Indian market this month? Which sectors are seeing maximum buying? What does this signal for retail investors?
Long-term Wealth Builder
#13Find solid companies for 5-10 year holding
Suggest 5 strong Indian companies suitable for long-term investment (5-10 years). Focus on companies with: strong fundamentals, consistent growth, good management, and reasonable valuations. Explain why each is good for long-term.
How to Use These Prompts
Go to: perplexity.ai (no login needed to try)
Copy any prompt from above using the copy button
Replace the company name with your stock (like "Reliance" or "Tata Motors")
Read the answer - it comes with sources you can verify
Ask follow-up questions like "explain more about debt" or "which competitor is better"
Pro Tips for Indian Investors
Always mention "Indian market" or "NSE/BSE" in prompts for India-specific results
Use company names, not just ticker symbols (Reliance instead of RELIANCE.NS)
Ask for simple explanations - add "explain simply" or "in layman terms"
Check the sources - Perplexity shows where information comes from
Important Disclaimer
🚨 Perplexity Finance is a research tool, not a financial advisor
🚨 Always do your own research and consider your risk tolerance
🚨 Past performance doesn't guarantee future returns
🚨 When in doubt, consult a SEBI-registered financial advisor